Founder Spotlight: Kim’s Story – From $62K Gone to Financial Empowerment That Lasts

When Kim received a $62,000 inheritance, she thought she was set. But just like that, it was gone. No investments, no long-term plan—just the sobering realisation that money in your hands doesn’t equal money in your life.

That gut-wrenching moment became the catalyst for something powerful. Instead of spiraling, Kim took her loss and turned it into a mission. A mission to change her relationship with money—and in doing so, help thousands of women, especially parents, do the same.

Today, Kim is the founder of the Think Rich Method™ and creator of The Wealthy AF Blueprint™. She helps families not only manage money better, but rewrite deep, generational patterns around wealth, self-worth, and financial stability.

“Your relationship with money will mirror your relationship with yourself. If you don’t feel good enough, your bank account will never feel like enough either, no matter how much is in it.”

The Money-Self Worth Mirror

Kim’s message is clear: your beliefs around money are not just financial—they’re emotional, generational, and deeply personal. For parents, especially, the way you interact with money is the model your children absorb.

“Kids pick up on everything—how you speak about money, how you react when bills come in, how you handle financial stress. Even the way you say ‘no’ matters.”

“When a child asks for something and you say no from a place of fear or lack, they’re not thinking, ‘Mum’s prioritising our savings goal’… they’re thinking, ‘I must not be worth it.’”

That insight has changed the way many of Kim’s clients approach daily financial decisions. “There’s a difference between saying no and setting a boundary with love and confidence. One teaches self-worth. The other teaches shame.”

Surviving Parenthood, Financially and Emotionally

Parenting often brings a mountain of financial responsibility—childcare, school fees, groceries, extracurriculars—and can feel like an endless loop of spending.

“We all know raising a family comes with extra costs. And if it’s a surprise, you’re probably not being honest with yourself about what parenting really involves.”

Kim shares a pivotal point in her own story:

“My baby was eight months old, my husband was deep in grief and alcoholism, and I was facing the reality of possibly becoming a single mum. I had to make a choice. Sit in victim mode, or step up. And I stepped up.”

“I realised that no one was coming to save me, and if we were going to get through, it was on me to take control of our money.”

From there, she built her system, grounded in one life-changing mindset shift: “If it is to be, it’s up to me.”

Breaking Free from “Good Girl Budgeting”

Kim has coined the term “Good Girl Budgeting” to describe a common but disempowering pattern many mums fall into.

“This guilt around spending on yourself starts in childhood. You saw your mum always putting herself last, budgeting in a way that felt more like self-punishment than support. And without realising it, you made that your truth too.”

One of the most transformational pieces of Kim’s work is teaching clients how to rewrite these inherited money stories.

“That story isn’t the truth, it’s just a truth. And you get to rewrite it.”

Her process is simple yet powerful—return to the childhood memory, reframe it through understanding (not blame), shift the emotional charge, and choose a new belief.

“Once that belief shifts, it sticks. You stop feeling guilty for putting yourself first—and your kids grow up watching a version of money that includes self-worth, not sacrifice.”

Money Structure That Works for Real Life

For Kim, structure is key—but not in a rigid, suffocating way. Her Wealthy AF Blueprint™ is designed to be flexible, repeatable, and empowering.

“Wealth isn’t a quick fix. It’s a long game. And if building a secure, abundant future matters to you, then money management has to be part of that.”

“Yes, we’re all busy. But if you keep telling yourself you don’t have time to set up a proper system for your money, you’re not being too busy—you’re making excuses.”

Kim’s structure is designed to work in the background. Once set up, it’s like the foundation of a home. You don’t rebuild every time your income or goals change—you just make small adjustments.

“And the best part is when your finances are in order, everything else gets easier. Less stress. More choices. Better quality of life for you and your family.”

Emotional Healing and the Energy of Money

Kim’s work is rooted in healing—both emotional and energetic.

“Money stress isn’t just about dollars and cents, it’s emotional, generational, and deeply personal.”

Through the Think Rich Method™, parents learn to shift their emotional blueprint and build new habits that reflect their worth.

“Money is energy. It’s meant to flow. And when you feel empowered, money flows differently. It starts to support you—not stress you.”

She also teaches a Money Blueprint for Kids—so financial wisdom becomes second nature from the start.

“They’re not learning to budget from scarcity or fear—they’re learning to manage, grow, and respect money from a place of confidence.”

Real Results: The Story of Whitney

One of Kim’s most inspiring success stories is Whitney, a mum of two who started with just $361 in savings. After joining Kim’s Wealthy As F*ck program:

“By the end of that year, they’d saved over $32,000. Fast forward another 12 months, and they’ve saved a total of $115,000 and bought their dream family home in a coastal town in NSW—all while on a fixed income.”

“They’re even about to take their kids to Disneyland—a multi 5-figure dream holiday they never thought was possible.”

Building Wealth Through Clarity and Confidence

Kim’s advice is both practical and spiritual.

“Clarity builds wealth. Delusion keeps you broke.”

Step one? Get real with your numbers.

“You can’t change what you’re not willing to look at. Delusion sounds like: ‘Once this big bill is paid, I’ll start saving.’ But how many pay cycles have you told yourself that?”

Step two? Shift your emotional patterns.

“Money stress doesn’t go away by pretending it’s not there. Emotions are meant to be felt and processed—that’s how real healing happens.”

And a bonus step?

“Save first. Even if it’s $3. Prioritise saving before the mortgage, before the bills. It sends a powerful message to yourself and to the energy of money that your wealth is worth prioritising.”

Teaching Kids by Example

“Your kids learn more from what you do than what you say.”

Kim recommends including children in day-to-day money conversations, letting them observe you budgeting and making conscious decisions.

“I run my income through my Money Blueprint every week and I let my daughter watch me. She’s only three… and yeah, she acts like she couldn’t care less, but I know she’s absorbing it all.”

Prioritising Your Financial Wellbeing

“You’ve got to include yourself in the plan—literally. Add yourself to the Blueprint.”

Kim encourages parents to set aside money for themselves without guilt.

“It’s not about how much—it’s about the act of doing it. The moment you give yourself permission to be included in your own financial life, the guilt starts to shift.”

“If you don’t prioritise yourself, your kids see this and then they grow up believing they shouldn’t prioritise themselves. Lead by example and be responsible about it.”

Why Kim’s Method Is Different

“I come from a lower-to-middle-class background—I know what it’s like to struggle, stress, and feel stuck. And I also know what it’s like to hit six figures and still feel broke.”

“I’m not here to tell you what shares to buy. I teach what I’ve learned, what works, and I make it simple.”

Her method empowers clients to take back control, break generational patterns, and create lasting change.

“Most of my clients save tens of thousands in their first 12 months—not by earning more, but by managing better.”

Her Final Advice for 2025?

“Inflation is inevitable. But what’s dangerous is how society conditions us to stay scared of it. To stay in lack, in worry, constantly chasing ‘enough.’”

“True stability comes from within. My biggest advice? Do the inner work. Shift your mindset. Set up a structure. That combo is what creates real security.”

“Let’s just say I have never skipped a mortgage repayment or stressed about interest rate rises since I changed how I think, feel, and manage my money.”

Her Mantra?

“I am the master creator of my life.”

“Whatever’s going on—financially, emotionally, energetically—I remind myself that I’ve created it. And if I’ve created it, I can change it.”

“When you believe you’re in control, you show up differently. You lead your money, instead of letting it lead you.”

Learn more about Kim’s work and The Wealthy AF Blueprint™ here.